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The Wall Street Journal. Financial Guidebook for New Parents
Stacey L. Bradford
Three Rivers Press
June 2 2009

A practical approach to affording your kids from cradle to college.Bringing home your bouncing baby boy or girl should be an exciting time of celebration–not cause for worry about how you’re going to pay for feeding, clothing, and caring for your new bundle of expenses. The average family will spend between $11,000 and $16,000 during a new baby’s first year, and more than $200,000 before a kid’s eighteenth birthday. Unfortunately, a second child only doubles your costs, with little economy of scale for each additional baby. Before you start using these statistics as birth control, take a deep breath and know that you can have a family and make a comfortable future for your children while saving for your own important goals. The Wall Street Journal Financial Guidebook for New Parents shows you the way, with information on how to: • Safeguard your child’s well-being with wills, trusts, and life insurance• Best weigh your child-care options and decide whether to go back to work• Save on taxes with child-friendly tax credits and deductions plus tax-advantaged benefits at work• Manage your family’s health-care costs• Save for long-term costs by setting up a college fund• Spend smart and save money at every stage of your child’s development• Continue to contribute to your own retirement savingsFrom maternity (and paternity) leave to flexible spending accounts to 529 college plans, The Wall Street Journal Financial Guidebook for New Parents provides all the information you need to meet your child’s expenses while also protecting your family’s financial security.From the Trade Paperback edition.

About the Author
STACEY L. BRADFORD reports on personal finance, with a focus on family finance, as a regular online columnist and also appears frequently on television and radio.From the Trade Paperback edition.

About Iceberg
The Iceberg Reader revolutionizes the reading experience, making it easier than ever to browse, buy and enjoy books.

Features
– Attractive interface provides a natural reading experience with full pagination.
– Table of Contents incorporates one click navigation.
– Vertical and horizontal page orientation.
– Adjust font size with a pinch, text reflows automatically.
– Search the text within a book.
– Create margin notes with user notation.

About Crown Publishing Group
Random House, Inc., the world’s largest English-language trade book publisher, publishes many of the foremost & most popular fiction & nonfiction authors in hardcover, trade & mass market paperback, audio, electronic, digital & other formats. Random House, Inc. (www.randomhouse.com) is the U.S. division of Random House, the book division of Bertelsmann AG, one of the world’s leading media companies. Random House, Inc. has won the most major awards of any publishing company, including the Nobel Prize, the Pulitzer Prize, the National Book Award, & the Newbery Medal. Among the dozens of Random House, Inc. publishing divisions & imprints in the U.S. are the Bantam Dell Publishing Group, the Crown Publishing Group, the Doubleday Broadway Publishing Group, the Knopf Publishing Group, Fodor’s Travel Guides, Random House Children’s Books, the Random House Publishing Group, & the Random House Audio Publishing Group. Random House’s publishing companies in Canada, the United Kingdom, Germany, Spain, Latin America, Australia, New Zealand, South Africa, Japan, & Korea are publishing leaders in their territories.

About Scrollmotion
ScrollMotion, creator of the Iceberg Reader, is a content technology company based in downtown New York City. For more information, visit www.scrollmotion.com.

Support
If you have any technical problems please email us at [email protected] before you post a review.

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